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How To Know If Annual Travel Insurance Is Right For You

You bring in the New Year on a Caribbean cruise. Your parents are celebrating their 50th anniversary in Hawaii. Your best friend is having a safari birthday bash in Kenya. You surprise your kids with a Disney cruise. Now normally, you wouldn’t buy a new suitcase set for each trip so why would you purchase separate travel insurance for each trip? Here is why a multi-trip/annual travel insurance is right for you.

  • You take 3 or more trips per year
  • You take multiple last minute or short stay trips for business or pleasure
  • You want to include protection for your spouse and/or your kids
  • You frequently rent rental vehicles while traveling for business or pleasure

It’s best to get a comprehensive travel insurance plan in case of unexpected events or medical emergencies. Foreign countries do not accept U.S. health insurance. Remember to make sure your travel insurance includes emergency medical coverage, coverage in case of illness or death of a family member, baggage loss and travel delay coverage. Always read the fine print to make sure you understand what’s being covered.

For detailed information on travel insurance or annual travel insurance check out Allianz. If your vacation is already booked and you want me to add travel insurance just contact me at kyia.mobley@cruiseplanners.com Happy Travels.

Have you ever used annual travel insurance? What was your experience? Comment below!

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